Friday 27 January 2012

Cruise Alaska for 10 cents per day?

When I was young my Father had a friend named Neil who would visit our house to drink tea or coffee and have long talks. They would discuss news, politics, reminisce about the past and tell jokes. They were both great storytellers so I would just sit and listen for hours.   
One time Neil told us that he had just booked a 2 week Alaskan cruise for himself and his wife.  He said he had paid for it with dimes. Neil explained that when he was a boy an older man had told him a story of how he had saved 10 cents a day for most of his life.  When he retired he had enough saved to take a long trip. Neil had decided to start saving daily himself.  He started with dimes, moved to quarters and as an adult was saving a dollar a day.
     He didn’t always remember to do each day, but made sure that every few months he caught up with his savings. As the money grew he invested it and kept contributing. It became second nature to do it. Over the years the small amounts added up to the point where he could book his cruise.   
 He had saved enough for airfare, the first class 2 week cruise and lots of spending money. It was a trip that he could enjoy thoroughly because it was all paid for in advance. He also had quite a bit of money left to spend on something else – whatever he felt like buying - because he had earned it. Over time the dimes really added up.
 Today this type of saving is done for us.  Collecting Air miles, Credit cards that pay cash dividends, and cash back websites.  Last year there was a great bank advertisement where 2 women were shopping and one used a bank card with Cash Back Rewards.  As they left the store the other woman said “What did you get ? Two Dollars? ”  the other replied, “Yes, what did you get?”
   Two Dollars doesn’t seem like a lot, but it does add up over time and yhoti Cash rewards can help you do this. Just sign in to the yhoti online Mall (membership is free) and click on a store to shop as usual. The Cash Rewards are calculated automatically and added to your account. This is on top of the points or cash that you already get on your credit card. It’s that easy. 
  Imagine if every purchase you made this year gave you yhoti’s 1% to 15% back. That would be a lot of dimes, and a pretty nice cruise. Plus even more Cash Rewards if you booked the trip on yhoti.com!

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